Census figures put the typical Lake Worth Beach home’s build year at 1968, which means many roofs here are well past the 15 year line Florida insurers look at, and plenty of owners find out from a renewal notice. APEX Roofing of Delray Beach inspects roofs across Lake Worth Beach at no charge from our office in Delray Beach. We check the roof and the attic, photograph what we find, and tell you plainly whether it needs nothing, a repair, or a replacement, on a 1920s cottage in College Park or a block home near Lake Osborne.
A renewal notice, a new policy, or a question about roof age. An inspection gives your insurer facts about the roof, not a guess from the install date.
Cracked tile, lifted shingles, and loose flashing are hard to see from the ground. Photos taken soon after give you a dated record.
Know what the roof needs before you negotiate, list a rental, or hand over the keys to a new tenant.
A small fix in spring costs far less than water damage in September.
Many leaks and insurance questions start where you cannot see from the yard, so we look at the roof and the attic under it.
You see exactly what we see, including the parts of the roof you cannot reach, so nothing depends on taking our word for it.
We go over each part of the roof with you. Need a roof condition form or roof certification for your insurer? Say so when you book, and we will explain what we are able to supply.
Nothing, some maintenance, a roof repair, or a roof replacement. When the roof is fine, we say so.
In Lake Worth Beach, an inspection is often about getting or keeping a homeowners policy. Here is what the rules say.
Florida law stops an insurer from refusing to write or renew a homeowners policy only because of roof age when the roof is under 15 years old. Once a roof passes 15, that protection still holds when an inspection finds at least 5 more years of useful life.
Insurers often ask for a roof certification or roof condition form listing the roof’s age, type, and remaining life. Citizens accepts its form from a licensed roofing contractor among other professionals, so mention it when you schedule.
A wind mitigation report can lower your premium. A licensed home inspector, general contractor, engineer, or architect signs it, and we fix or upgrade what it finds on the roof.
This is general information, not legal or insurance advice. Your insurer decides what it will accept.
Tell us why you need it, whether for insurance, after a storm, or for a sale, so we know what to focus on. We usually arrive within a day or two.
Where it is safe to walk, we cover the whole roof, look at each opening and edge, and take photos as we go.
We look at the underside of the deck for stains, daylight, and moisture, where leaks show first.
We walk you through the photos and the condition of each part of the roof.
If something needs work, you see the price before anything begins. If the roof is fine, there is nothing to buy.
Most roofs here fail at small parts first, and keeping those parts sound is what makes the whole roof last.
Real reviews from homeowners across Broward and Palm Beach counties.
We inspect roofs for homeowners and landlords across Lake Worth Beach, including College Park, Old Lucerne, Bryant Park, South Palm Park, Parrot Cove, Mango Groves, and Sunset Ridge.
Nothing. Any repair or replacement we find is quoted on its own, and whether to go ahead is up to you. You can also start with our online roofing estimate.
No. The wind mitigation report is a state form covering things like how the roof deck is attached, how the roof ties to the walls, and the roof’s shape, and only a licensed home inspector, building code inspector, general, building, or residential contractor, engineer, or architect can sign it. Our inspection is about the roof’s condition. Once a new roof is on, ordering a new wind mitigation report usually pays off, since the new roof can qualify for credits the old one missed.
No. A 4-point inspection covers the roof, electrical, plumbing, and heating and cooling, and is usually done by a licensed home inspector for insurers on older homes, which describes much of Lake Worth Beach. A roof certification is limited to the roof itself. Ask your insurer which of the two it wants.
It is a good idea. More than half of Lake Worth Beach homes are rentals, and a leak found between tenants is cheaper and easier to fix than one found after a tenant moves in. Our photos also give you a dated record of the roof’s condition.
No. Looking at the roof does not change the house, so there is nothing to review. If it leads to a repair or a new roof that changes the material, profile, or color, that work needs a certificate of appropriateness before it starts, and we will tell you when that applies.
The roof and the attic checked, photos of what we find, and a plain answer on what your roof needs.
